# Fee Mechanics and Revenue Allocations

The primary revenue stream to start will be the fees generated from minting and redemptions.  The UP protocol has multiple treasuries which will all be under multisig for safety of funds and to protect against any hacking exploits of a singular wallet through private key fishing attempts and the like.  Here is a list of treasuries and purpose (treasury msig addresses will be provided)

### **Backing Treasury: 0xContractAddressTBD**

* Backing of all $UP in $BUSD
* Price determined from the amount of $BUSD in this treasury

### **Protocol Treasury:** [0x81248B12ee37EaaCbd2Ae67a14f02204902BA958](https://bscscan.com/address/0x81248B12ee37EaaCbd2Ae67a14f02204902BA958)

* UP team funds
* Marketing funds
* Other Expenses
  * Dev Expenses, etc
* Protocol  $UP token investments

### **oNFT Treasury:** [0xce2730c60F5efb244C48BEee34a85F6BE33adEf5](https://bscscan.com/address/0xce2730c60F5efb244C48BEee34a85F6BE33adEf5)

* All funds to allocate to oNFT rewards contract

### **Investment Treasury:** [**0**xe445568D8F230Fb6247e44a9Df7E5566ad5AC5f5](https://bscscan.com/address/0xe445568D8F230Fb6247e44a9Df7E5566ad5AC5f5)

* Protocol owned Funds allocated for investments as in the purchase of warbots
* Outgoing investments

### **Revenue Treasury:** [0xf8869f3F4fcAeEDEa252EB796616d901D8ec7FC6](https://bscscan.com/address/0xf8869f3F4fcAeEDEa252EB796616d901D8ec7FC6)

* Treasury where revenue will be held, sent to and distributed from
* Incoming profit and yield from investments
* 10% sent to oNFT treasury monthly&#x20;
  * $UP tokens minted and rewarde distributed to staking contract for disbursement
* Portion sent back to investment treasury for additional investments and compounding
* $UP Token purchases from revenue streams

## **Fee allocations by percentage and destination Treasury/contract**

### **Mint Fee (Initially 4%)**

* 0.4% (10%) to oNFT Treasury
  * Transferred to replenish rewards staking contract monthly
* 1.6% to Backing Treasury
* 1% to Investment Treasury
  * As funds build up they will be allocated to different investment strategies and yield/profits distributed back
* 1% to Protocol Treasury

### **Redemption Fee (Initially 5%)**

* .5% (10%) to oNFT Treasury
  * Transferred  to replenish rewards staking contract monthly
* 2% to Backing Treasury
* 1.25% to Investment Treasury
* 1.25% to Protocol Treasury

Fees are variable and subject to change given supply and market conditions but will never be above the 5%


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.upfinance.io/fee-mechanics-and-revenue-allocations.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.
